Valuation

PYPLPayPal Holdings

StockNasdaqUnited StatesFinancialsEU retail investors: available

−2.1% today · −10.3% over a year

5/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 46% of the instruments we score

Quality: among the best of its peers; Stability: among the weakest. Dividend yield 1.19%.

PayPal Holdings (PYPL) valuation against sector peers: P/E 10.3 (sector median 12.6), P/B 2.5, EV/EBIT 8.9, free-cash-flow yield 12.9%, P/S 1.4.

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricPYPLSector medianvs median
P/E10.312.6 · n=29918% below
P/B2.51.6 · n=32059% above
P/S1.42.7 · n=31248% below
EV/EBIT8.917.5 · n=7149% below
Free-cash-flow yield12.9%8.6% · n=22351% above
Dividend yield1.19%1.84% · n=35135% below
Return on equity23.8%12.4% · n=33392% above
Return on invested capital24.4%15.2% · n=8060% above
Gross margin—60.4% · n=39—
Net debt / EBITDA0.450.61 · n=7126% below

Value factor: 56 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

JPMJPMorgan14.12.4——1.8%6/10
MAMastercard34.085.527.82.8%0.5%8/10
BACBank of America Corp11.41.2——2.3%6/10
MSMorgan Stanley14.82.5——2.3%3/10
GSGoldman Sachs12.32.4—−15.2%2.0%3/10
WFCWells Fargo & Company11.71.6——2.7%3/10
AXPAmerican Express17.86.1—6.4%1.1%3/10
CCitigroup16.41.1—−34.7%2.1%3/10
BLKBlackRock26.13.320.42.5%1.8%4/10
SCHWThe Charles Schwab Corporation15.73.5—7.3%1.3%5/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 30 Sep 2026 · filed 27 Oct 2026