Valuation

PYPLPayPal Holdings

StockNasdaqAmerika Birleşik DevletleriFinancialsEU retail: available
4/10

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricPYPLSector medianvs median
P/E9,813,2 · n=166%26 below
P/B2,51,8 · n=174%40 above
P/S1,52,5 · n=170%41 below
EV/EBIT8,517,1 · n=54%50 below
Free-cash-flow yield%11,1%7,3 · n=116%52 above
Dividend yield%1,00%2,01 · n=186%50 below
Return on equity%25,1%13,9 · n=183%80 above
Return on invested capital%16,1%15,3 · n=59%5 above
Gross margin—%48,4 · n=24—
Net debt / EBITDA0,220,93 · n=50%76 below

Value factor: 56 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

InstrumentP/EP/BEV/EBITFree-cash-flow yieldDividend yieldSmart Score
JPMJPMorgan14,02,4——%1,88/10
MAMastercard32,894,926,7%3,1%0,67/10
BACBank of America Corp11,21,2——%2,38/10
MSMorgan Stanley14,62,5——%2,34/10
GSGoldman Sachs12,82,3—−%16,2%2,05/10
WFCWells Fargo & Company11,31,5——%2,35/10
CCitigroup16,41,1—−%34,7%2,03/10
AXPAmerican Express18,26,0—%7,3%1,24/10
SCHWThe Charles Schwab Corporation17,23,8—%6,4%1,36/10
BLKBlackRock24,12,919,0%2,1%2,13/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 31 Mar 2026 · filed 05 May 2026