Model portfolios
Six example portfolios built by published rules — the same for everyone.
Model portfolios are example portfolios built by fixed, published rules from the scores and data on this site. They are general research, identical for every visitor, and not a recommendation for you to buy or sell anything. Whether any of it fits your situation is your decision.
Global accumulation (UCITS, EU-buyable)
Open →Three broad UCITS index funds that EU retail investors can buy — developed world, emerging markets and world small caps — in fixed weights, each through the cheapest eligible accumulating fund.
Top 3 by weight
- SPPWSPDR MSCI World UCITS ETF75.0%
- IS3NiShares Core MSCI EM IMI UCITS ETF USD (Acc)15.0%
- IUSNiShares MSCI World Small Cap UCITS ETF USD (Acc)10.0%
3 holdings
- Benchmark
- MSCI World (iShares URTH ETF, total return)
- First published
- 15 Onk 2026, 03:52 UTC
- Since start
- The record starts at the close of 16 Onk 2026.
- Next rebalance
- 16 Sadaasa 2026
Dividend growth: US quality
Open →US companies with at least five years of dividend growth, 5-year dividend growth of 3 % a year or more, solid Dividend Safety and at least average quality, ranked by the income Smart Score.
Top 3 by weight
25 holdings · 22 more with Invest Pro
- Benchmark
- S&P 500 Total Return
- First published
- 15 Onk 2026, 03:52 UTC
- Since start
- The record starts at the close of 16 Onk 2026.
- Next rebalance
- 16 Sadaasa 2026
Income without NAV-erosion traps
Open →Dividend payers yielding 4 % or more with solid Dividend Safety; hard red flags, cut-risk and payout warnings left out; closed-end funds and BDCs only as a small capped satellite.
Top 3 by weight
25 holdings · 22 more with Invest Pro
- Benchmark
- S&P 500 Total Return
- First published
- 15 Onk 2026, 03:52 UTC
- Since start
- The record starts at the close of 16 Onk 2026.
- Next rebalance
- 16 Sadaasa 2026
Europe: value + quality
Open →European companies that rank well on both value and quality (the average of the two percentiles), equal weight, capped per sector.
Top 3 by weight
- LOGILogitech International SA7.8%
- FTITechnipFMC7.8%
- CLVTClarivate7.8%
13 holdings · 10 more with Invest Pro
- Benchmark
- STOXX Europe 600 (Amundi UCITS ETF Acc, total return)
- First published
- 15 Onk 2026, 03:52 UTC
- Since start
- The record starts at the close of 16 Onk 2026.
- Next rebalance
- 16 Sadaasa 2026
Russia dividend (sanctions context)
Open →Moscow Exchange shares with a dividend yield of 5 % or more and Dividend Safety of 50 or more, ranked by the income Smart Score.
Top 3 by weight
15 holdings · 12 more with Invest Pro
- Benchmark
- MOEX Russia Total Return (MCFTR)
- First published
- 15 Onk 2026, 03:52 UTC
- Since start
- The record starts at the close of 16 Onk 2026.
- Next rebalance
- 16 Sadaasa 2026
Defensive low volatility
Open →Large developed-market companies with the most stable prices (low-volatility percentile 80 or more) and at least average quality.
Top 3 by weight
25 holdings · 22 more with Invest Pro
- Benchmark
- S&P 500 Total Return
- First published
- 15 Onk 2026, 03:52 UTC
- Since start
- The record starts at the close of 16 Onk 2026.
- Next rebalance
- 16 Sadaasa 2026
How the models work
The same for every visitor, built by rules, tracked forward.
- Every visitor sees the same models; nothing here is based on your portfolio, goals or answers, and none of it is personal advice.
- Each model is a published rule over the scores and data on this site — nobody picks names by hand.
- Instruments with a hard red flag or a low-confidence score never enter a model.
- Caps per holding and per sector; closed-end funds and BDCs only as a small satellite (at most 10 % in total and 2 % each).
- Rebalanced monthly (first business day on or after the 15th) and when a rule changes.
- Every change is logged with its date and time (UTC) next to each instrument's ratings.
- Results are tracked forward from the first publication only — never backtested.
Rules version: m1-29a7418bdc · as of 15 Onk 2026, 07:10 UTC · Methodology and sources · Live record
Haqii kunoo as irratti · Maamila EU: Guyyaa 14 keessatti bitannaa irraa duubatti deebi'uu.