BDC

US companies that lend to mid-sized businesses and pay out most of their income: high yield, high risk.

Beta

How much an instrument moves with the market: 1 like the market, 2 twice as strongly.

Better than N % of peers (percentile)

The place among comparable instruments: 90 means better than 90 % of them.

Broker commission

What a trade costs: a minimum per trade and/or a percentage. With a high minimum, small purchases lose a large share to fees — buy less often in bigger amounts.

Closed-end fund (CEF)

A fund with a fixed number of shares traded on an exchange at a premium or a discount to NAV.

Dividend safety (0–100)

Payments covered by earnings and cash flow, the payment history and the debt.

Dividend yield (TTM and current)

TTM: payments of the last 12 months divided by the price. Current: the latest payment × the frequency divided by the price — it shows a cut or a raise sooner.

EV/EBIT

The company's value including debt divided by operating profit — fairer than P/E when debt differs.

Ex-dividend date

To receive the dividend you must hold the share before this date.

Fact · Media · Rumour

Filings and exchange notices; a publication's headline we did not verify; unconfirmed information.

Flags: serious · caution · note

Rule-based warnings about an instrument. A serious one keeps it out of the curated screens; a note is only about our data.

Free cash flow yield

Free cash flow divided by market value: how much real cash each invested dollar earns.

Growth · Balanced · Income

Three ways to weigh the same factors: for building capital, balanced, and for dividend income. A high Income score does not mean a high dividend — it means the best among peers by that profile's rules.

MAR lock · «The operator holds it»

We disclose instruments the site's operator holds. The operator's autopilot does not trade an instrument for 48 hours after a score is published, nor against a score published in the last 7 days.

Maximum drawdown

The largest fall from a peak to a trough over the period.

Median and the 10–90 % band

Half of the scenarios end above the median; 80 % end inside the band.

Monte Carlo

Thousands of random market scenarios to see the range of outcomes instead of one number.

NAV

Net asset value of a fund per share.

NAV erosion

The fund pays out more than it earns and its NAV per share falls: part of the «dividend» is your own money coming back.

Net debt / EBITDA

How many years of operating profit it would take to repay the debt.

Non-dom (Cyprus)

A Cyprus tax resident without domicile; how it changes the tax on dividends is in the tax methodology.

P/B

Price divided by the book equity per share; matters most for banks and insurers.

P/E

Price divided by the yearly earnings per share. Higher means more expensive; compare within a sector.

P/S

Price divided by sales per share; useful for companies without profit.

Payout ratio

The share of profit paid to shareholders; above 100 % the company pays more than it earns.

Plan phase P0–P4

Where you stand: emergency cash, mortgage or a short goal, growth, glide path, living on the income.

Premium / discount to NAV

How far a fund's market price is above or below the value of its assets.

Public attention

How much more than usual people read about a company. Not a buy signal.

Quality

Profitability, stable earnings and moderate debt.

ROE / ROIC

Profit on the shareholders' equity / on all the capital invested (own and borrowed).

Smart Score

A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast.

Stability

How calmly the price moved: lower swings score higher.

Time-weighted return (TWR)

The result without the effect of your deposits and withdrawals.

Trend

How the price behaved over recent months compared with peers.

UCITS, KID (PRIIPs)

The European fund standard: without a KID document a European broker will not sell a fund to a retail investor from the EU.

Value

How cheaply the instrument is priced against earnings, cash flow and capital compared with peers. Cheap is not the same as good: there are value traps.

Volatility

How strongly the price swings over a year.

Definitions for orientation; how each number is computed is in the methodology. Methodology and sources

Откажи го договорот овде · Потрошувачи во ЕУ: 14 дена за откажување на купување.

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