Valuation

BFHBread Financial

StockNYSEÉtats-UnisFinancialsEU retail: available
10/10

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricBFHSector medianvs median
P/E6,713,2 · n=16649 % below
P/B1,11,8 · n=17436 % below
P/S1,02,5 · n=17062 % below
EV/EBIT—17,1 · n=54—
Free-cash-flow yield—7,3 % · n=116—
Dividend yield0,93 %2,01 % · n=18654 % below
Return on equity17,4 %13,9 % · n=18325 % above
Return on invested capital—15,3 % · n=59—
Gross margin—48,4 % · n=24—
Net debt / EBITDA—0,93 · n=50—

Value factor: 90 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

InstrumentP/EP/BEV/EBITFree-cash-flow yieldDividend yieldSmart Score
JPMJPMorgan14,02,4——1,8 %8/10
MAMastercard32,894,926,73,1 %0,6 %7/10
BACBank of America Corp11,21,2——2,3 %8/10
MSMorgan Stanley14,62,5——2,3 %4/10
GSGoldman Sachs12,82,3—−16,2 %2,0 %5/10
WFCWells Fargo & Company11,31,5——2,3 %5/10
CCitigroup16,41,1—−34,7 %2,0 %3/10
AXPAmerican Express18,26,0—7,3 %1,2 %4/10
SCHWThe Charles Schwab Corporation17,23,8—6,4 %1,3 %6/10
BLKBlackRock24,12,919,02,1 %2,1 %3/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 30 juin 2026 · filed 28 juill. 2026