Valuation

PFSProvident Financial Services Inc

StockNYSEUnited StatesFinancialsEU retail: available

−0.5% today · +27.8% over a year

6/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 61% of the instruments we score

Priced lower than most peers. Dividend yield 4.15%.

Provident Financial Services Inc (PFS) valuation against sector peers: P/E 9.6 (sector median 13.1), P/B 1.0, free-cash-flow yield 11.6%, P/S 3.3.

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricPFSSector medianvs median
P/E9.613.1 · n=29627% below
P/B1.01.5 · n=31531% below
P/S3.32.8 · n=30820% above
EV/EBIT—17.1 · n=70—
Free-cash-flow yield11.6%7.8% · n=21648% above
Dividend yield4.15%1.92% · n=348117% above
Return on equity11.1%11.9% · n=3296% below
Return on invested capital—15.8% · n=77—
Gross margin—60.1% · n=38—
Net debt / EBITDA—0.65 · n=69—

Value factor: 92 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

JPMJPMorgan14.22.4——1.8%7/10
MAMastercard33.196.027.03.1%0.7%6/10
BACBank of America Corp11.11.2——2.3%7/10
MSMorgan Stanley15.32.6——2.2%3/10
GSGoldman Sachs13.42.5—−15.4%1.9%3/10
WFCWells Fargo & Company11.41.6——2.7%4/10
CCitigroup16.71.1—−34.2%2.0%3/10
AXPAmerican Express17.56.0—6.5%1.4%4/10
BLKBlackRock26.03.120.52.0%1.9%4/10
SCHWThe Charles Schwab Corporation15.83.5—7.0%1.4%5/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 30 Jun 2026 · filed 07 Aug 2026