Valuation

OFGOFG Bancorp

StockNYSEPuerto RicoFinancialsEU retail: available

−0.4% today · +32.3% over a year

10/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 93% of the instruments we score

Trend: among the best of its peers; priced lower than most peers. Dividend yield 2.07%.

OFG Bancorp (OFG) valuation against sector peers: P/E 9.7 (sector median 14.0), P/B 1.5, free-cash-flow yield 9.4%, P/S 2.7.

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricOFGSector medianvs median
P/E9.714.0 · n=5031% below
P/B1.51.7 · n=5512% below
P/S2.73.2 · n=4815% below
EV/EBIT—16.7 · n=9—
Free-cash-flow yield9.4%7.1% · n=3534% above
Dividend yield2.07%2.66% · n=14622% below
Return on equity16.1%13.7% · n=6917% above
Return on invested capital—20.5% · n=14—
Gross margin—33.7% · n=8—
Net debt / EBITDA—−1.24 · n=13—

Value factor: 75 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

HSBCHSBC Holdings plc.70.37.5—1.9%1.7%4/10
BCSBarclays PLC38.73.1—7.1%2.7%1/10
HSBAHSBC Holdings plc14.01.5—9.6%1.7%8/10
RYRoyal Bank of Canada19.72.9——2.4%10/10
8306Mitsubishi UFJ Financial Group, Inc.23.62.1—−9.0%2.9%4/10
MUFGMitsubishi UFJ Financial Group Inc.23.32.1—−9.1%0.0%7/10
TDToronto Dominion Bank14.22.4——1.9%10/10
SANBanco Santander SA11.61.4—−13.2%2.3%5/10
UBSUBS Group20.11.7——4.1%1/10
UBSGUBS Group AG20.01.7——2.4%2/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 30 Jun 2026 · filed 06 Aug 2026