JCAPJefferson Capital Inc.
−3.0% today · +6.6% over a year
3/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 63% of the instruments we score
Priced lower than most peers. Dividend yield 4.94%.
Jefferson Capital Inc. (JCAP) belongs to the Financials sector and is listed on Nasdaq; country: United States. Its market value is about €1B. Over the past 12 months the price changed by +6.6%, with an annualised volatility of 35% and a largest fall of 32%. Hard red flags in our rules-based screen: Yield trap.
Smart Score
How it is scored →The Smart Score (1–10) describes how this instrument compares with its peers on published, rules-based measures of value, quality, trend, stability and dividend safety. It is not a forecast and not personal advice.
Compared with: Financials companies in USA (n = 368)
Current rating first published: · last recomputed · rating log
Factor scores
Percentiles within the peer group (100 = the best of its peers); dividend safety in points.
Main drivers
- Share issuance (1 y)weighs on the score · better than 0% of peers
- Return on equitysupports the score · better than 93% of peers
- Earnings yield (E/P)supports the score · better than 91% of peers
Red flags and notes
- Serious warning. Yield at least twice the peer median while the payout is not covered or debt is high. More in the glossary → Yield at least twice the peer median while the payout is not covered or debt is high.
- Unverified dividend A high yield reported by a single source only, not yet cross-checked.
A high yield is not a high return: payouts can come from your own capital and can be cut.
Price chart
Interactive chart by TradingView: exchange prices are delayed, crypto and currencies are live.
Key metrics
Valuation
- P/E
- 8.0
- P/B
- 2.3
- P/S
- 1.7
- EV/EBIT
- 8.3
- Market cap (EUR)
- €1B
Profitability and debt
- Return on equity
- 35.0%
- Return on invested capital
- 14.0%
- Net debt / EBITDA
- 4.59
Dividends
- Dividend yield
- 4.94%
- Payout ratio
- 105%
- Years of dividend growth
- 1
Returns and risk
- 1 day
- −3.0%
- 1 month
- +0.6%
- 1 year
- +6.6%
- Volatility, 1 yr
- 35.4%
- Max drawdown, 1 yr
- −31.8%
- Beta
- 0.88
Ratios from SEC filings and end-of-day prices; returns are price changes without dividends.
Similar companies
Same sector and region, closest in market value.
| FSBCFive Star Bancorp | 5/10 | 2.1% | 26.0% |
|---|---|---|---|
| BOWBowhead Specialty Holdings Inc. | 7/10 | 0.0% | 42.5% |
| UVSPUnivest Financial Corporation | 10/10 | 2.1% | 42.2% |
| AMTBAmerant Bancorp Inc. | 2/10 | 1.2% | 78.4% |
| LADRLadder Capital Corp | 1/10 | 9.8% | −4.6% |
| HBNCHorizon Bancorp Inc. | 2/10 | 3.1% | 32.4% |
| HFWAHeritage Financial Corporation | 4/10 | 3.4% | 27.4% |
| WDWalker & Dunlop Inc | 1/10 | 7.9% | −56.5% |
News and filings
- Jefferson Capital, Inc. / DE: 8-K — Material agreement
A filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.SEC EDGAR · Filing · 21 Aug 2026
- Jefferson Capital, Inc. / DE: 8-K — Other events
A filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.SEC EDGAR · Filing · 18 Aug 2026
- Jefferson Capital, Inc. / DE: 10-Q — Quarterly report for the period ending 30 Jun 2026
A filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.SEC EDGAR · Filing · 13 Aug 2026
- Jefferson Capital, Inc. / DE: 8-K — Results of operations
A filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.SEC EDGAR · Filing · 13 Aug 2026
What the marks mean
- FactA filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.
- Media reportA headline from a named media outlet. We link to it and do not check it.
- RumourUnconfirmed: the headline itself hedges (“reportedly”, “sources say”, “in talks”), names no publisher, or comes from a news aggregator or an automated republisher.
Source: Filings: U.S. SEC EDGAR. The tone is scored automatically from the headline and can be wrong.
Score changes in the last 12 months
Every published rating and change, logged when it was published (EU Market Abuse Regulation).
Show the log: 2 entries
| Date | Event | Balanced | Growth · Income | Warnings | Price at publication |
|---|---|---|---|---|---|
| Rating change | 7 → 3/10 | 3 · — | Available with Invest Pro | ||
| First rating | 7/10 | 8 · — | — | Available with Invest Pro |
Ratings are rules-based descriptions, valid until the next scoring run (about 06:20 and 21:50 UTC) and the same for every visitor.
Withdraw from contract here · EU consumers: 14 days to withdraw from a purchase.