Valuation

GABCGerman American Bancorp Inc.

StockNasdaqUnited StatesFinancialsEU retail: available

−0.5% today · +25.1% over a year

8/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 80% of the instruments we score

Trend, Stability, Dividend safety: among the best of its peers. Dividend yield 2.49%.

German American Bancorp Inc. (GABC) valuation against sector peers: P/E 12.9 (sector median 13.1), P/B 1.5, free-cash-flow yield 9.9%, P/S 3.7.

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricGABCSector medianvs median
P/E12.913.1 · n=296near the median
P/B1.51.5 · n=315near the median
P/S3.72.8 · n=30832% above
EV/EBIT—17.1 · n=70—
Free-cash-flow yield9.9%7.8% · n=21626% above
Dividend yield2.49%1.92% · n=34830% above
Return on equity12.5%11.9% · n=329near the median
Return on invested capital—15.8% · n=77—
Gross margin—60.1% · n=38—
Net debt / EBITDA—0.65 · n=69—

Value factor: 46 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

JPMJPMorgan14.22.4——1.8%7/10
MAMastercard33.196.027.03.1%0.7%6/10
BACBank of America Corp11.11.2——2.3%7/10
MSMorgan Stanley15.32.6——2.2%3/10
GSGoldman Sachs13.42.5—−15.4%1.9%3/10
WFCWells Fargo & Company11.41.6——2.7%4/10
CCitigroup16.71.1—−34.2%2.0%3/10
AXPAmerican Express17.56.0—6.5%1.4%4/10
BLKBlackRock26.03.120.52.0%1.9%4/10
SCHWThe Charles Schwab Corporation15.83.5—7.0%1.4%5/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 30 Jun 2026 · filed 06 Aug 2026