Valuation

BBVABanco Bilbao Vizcaya Argentaria SA

StockStockSpainFinancialsEU retail: available

−1.1% today · +39.6% over a year

7/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 78% of the instruments we score

Quality, Trend: among the best of its peers. Dividend yield 5.75%.

Banco Bilbao Vizcaya Argentaria SA (BBVA) valuation against sector peers: P/E 12.2 (sector median 14.0), P/B 2.1, free-cash-flow yield 11.0%.

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricBBVASector medianvs median
P/E12.214.0 · n=5013% below
P/B2.11.7 · n=5520% above
P/S—3.2 · n=48—
EV/EBIT—16.7 · n=9—
Free-cash-flow yield11.0%7.1% · n=3556% above
Dividend yield5.75%2.66% · n=146116% above
Return on equity17.3%13.7% · n=6926% above
Return on invested capital—20.5% · n=14—
Gross margin—33.7% · n=8—
Net debt / EBITDA—−1.24 · n=13—

Value factor: 44 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

HSBCHSBC Holdings plc.70.37.5—1.9%1.7%4/10
BCSBarclays PLC38.73.1—7.1%2.7%1/10
HSBAHSBC Holdings plc14.01.5—9.6%1.7%8/10
RYRoyal Bank of Canada19.72.9——2.4%10/10
8306Mitsubishi UFJ Financial Group, Inc.23.62.1—−9.0%2.9%4/10
MUFGMitsubishi UFJ Financial Group Inc.23.32.1—−9.1%0.0%7/10
TDToronto Dominion Bank14.22.4——1.9%10/10
SANBanco Santander SA11.61.4—−13.2%2.3%5/10
UBSUBS Group20.11.7——4.1%1/10
UBSGUBS Group AG20.01.7——2.4%2/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 31 Dec 2025 · filed 20 Feb 2026