Valuation

MORNMorningstar

StockNasdaq美國FinancialsEU retail: available

5/10

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
Metric	MORN	Sector median	vs median
P/E	18.1	13.2 · n=166	38% above
P/B	7.5	1.8 · n=174	324% above
P/S	3.0	2.5 · n=170	19% above
EV/EBIT	14.6	17.1 · n=54	14% below
Free-cash-flow yield	6.5%	7.3% · n=116	11% below
Dividend yield	0.98%	2.01% · n=186	51% below
Return on equity	32.0%	13.9% · n=183	130% above
Return on invested capital	21.6%	15.3% · n=59	41% above
Gross margin	62.2%	48.4% · n=24	29% above
Net debt / EBITDA	1.48	0.93 · n=50	59% above

Value factor: 20 of 100 within the peer group. Full score breakdown →

The largest companies of the same sector and region.

Instrument	P/E	P/B	EV/EBIT	Free-cash-flow yield	Dividend yield	Smart Score
JPMJPMorgan	14.0	2.4	—	—	1.8%	8/10
MAMastercard	32.8	94.9	26.7	3.1%	0.6%	7/10
BACBank of America Corp	11.2	1.2	—	—	2.3%	8/10
MSMorgan Stanley	14.6	2.5	—	—	2.3%	4/10
GSGoldman Sachs	12.8	2.3	—	−16.2%	2.0%	5/10
WFCWells Fargo & Company	11.3	1.5	—	—	2.3%	5/10
CCitigroup	16.4	1.1	—	−34.7%	2.0%	3/10
AXPAmerican Express	18.2	6.0	—	7.3%	1.2%	4/10
SCHWThe Charles Schwab Corporation	17.2	3.8	—	6.4%	1.3%	6/10
BLKBlackRock	24.1	2.9	19.0	2.1%	2.1%	3/10

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 30 6月 2026 · filed 29 7月 2026

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