Valuation

DLODLocal

StockNasdaqUruguayFinancialsEU retail investors: available

+3.2% today · +7.7% over a year

6/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 63% of the instruments we score

Quality: among the best of its peers; Stability: among the weakest; priced higher than most peers (P/E 21.6). Dividend yield 1.35%.

DLocal (DLO) valuation against sector peers: P/E 21.6 (sector median 13.5), P/B 7.5, EV/EBIT 16.4, free-cash-flow yield 9.7%, P/S 3.9.

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricDLOSector medianvs median
P/E21.613.5 · n=5060% above
P/B7.51.8 · n=55311% above
P/S3.93.2 · n=4823% above
EV/EBIT16.417.8 · n=98% below
Free-cash-flow yield9.7%8.1% · n=3620% above
Dividend yield1.35%2.67% · n=14650% below
Return on equity37.2%13.7% · n=69172% above
Return on invested capital—20.5% · n=14—
Gross margin36.8%33.7% · n=89% above
Net debt / EBITDA−2.57−1.07 · n=13—

Value factor: 26 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

HSBCHSBC Holdings plc.73.47.8—1.8%1.7%4/10
BCSBarclays PLC38.83.1—7.0%2.7%1/10
HSBAHSBC Holdings plc14.61.6—9.2%1.7%8/10
RYRoyal Bank of Canada19.72.9——2.4%10/10
8306Mitsubishi UFJ Financial Group, Inc.23.62.1—−9.0%2.9%2/10
MUFGMitsubishi UFJ Financial Group Inc.23.52.1—−9.0%0.0%7/10
TDToronto Dominion Bank14.02.4——1.9%10/10
SANBanco Santander SA12.11.4—−12.7%2.3%6/10
UBSUBS Group21.11.8——3.9%1/10
UBSGUBS Group AG21.01.8——2.3%2/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 31 Dec 2025 · filed 18 Mar 2026