Valuation

PRAAPRA Group Inc

StockNasdaqUnited StatesFinancialsEU retail investors: available

−1.6% today · −13.8% over a year

7/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 58% of the instruments we score

Stability: among the weakest; priced lower than most peers. No dividend.

PRA Group Inc (PRAA) valuation against sector peers: P/E 3.0 (sector median 12.7), P/B 0.4, EV/EBIT 8.8, free-cash-flow yield −10.3%, P/S 0.4.

Ratios vs sector

Medians of Financials companies in the same region (stocks and REITs).

Lower P/E, P/B, P/S and EV/EBIT mean cheaper; higher yields, returns and margins mean more for the price. Negative multiples (losses) are left out of the medians.
MetricPRAASector medianvs median
P/E3.012.7 · n=29976% below
P/B0.41.6 · n=32072% below
P/S0.42.7 · n=31287% below
EV/EBIT8.817.2 · n=7149% below
Free-cash-flow yield−10.3%8.5% · n=223221% below
Dividend yield0.00%1.84% · n=351100% below
Return on equity15.8%12.4% · n=33327% above
Return on invested capital8.2%15.2% · n=8046% below
Gross margin—60.4% · n=39—
Net debt / EBITDA—0.61 · n=71—

Value factor: 96 of 100 within the peer group. Full score breakdown →

Sector peers

The largest companies of the same sector and region.

JPMJPMorgan14.12.4——1.8%6/10
MAMastercard33.985.127.72.8%0.5%8/10
BACBank of America Corp11.31.2——2.3%6/10
MSMorgan Stanley14.72.5——2.3%3/10
GSGoldman Sachs12.32.4—−15.3%2.0%3/10
WFCWells Fargo & Company11.71.6——2.7%4/10
AXPAmerican Express17.86.1—6.4%1.1%3/10
CCitigroup16.41.1—−34.8%2.1%3/10
BLKBlackRock25.93.220.32.5%1.8%4/10
SCHWThe Charles Schwab Corporation15.63.5—7.3%1.3%5/10

Fiscal-year history

From annual SEC filings; each bar is a fiscal year, labelled by the year it ended.

Filings: U.S. SEC EDGAR · ratios computed by AI-Stock Invest from public filings and end-of-day prices · latest period 30 Sep 2026 · filed 09 Nov 2026