NAVINavient
−6.9% today · −28.3% over a year
1/10 A 1–10 summary of how an instrument compares with similar ones (same sector and region) by published rules. It describes today's data; it is not a price forecast. More in the glossary → «Balanced» — higher than 13% of the instruments we score
Quality, Stability: among the weakest; priced lower than most peers. Dividend yield 8.16%.
Navient (NAVI) belongs to the Financials sector and is listed on Nasdaq; country: United States. Its market value is about €656.9M. Over the past 12 months the price changed by −28.3%, with an annualised volatility of 46% and a largest fall of 43%. The dividend has not been lowered for 12 years.
Smart Score
How it is scored →The Smart Score (1–10) describes how this instrument compares with its peers on published, rules-based measures of value, quality, trend, stability and dividend safety. It is not a forecast and not personal advice.
Compared with: Financials companies in USA (n = 371)
Current rating first published: · last recomputed · rating log
Factor scores
Percentiles within the peer group (100 = the best of its peers); dividend safety in points.
Main drivers
- Book value + dividends growth (5 y)supports the score · better than 87% of peers
- Share issuance (1 y)supports the score · better than 85% of peers
- Equity / assetsweighs on the score · better than 6% of peers
Red flags and notes
- Caution. Dividend Safety below 40 points. More in the glossary → Dividend Safety below 40 points.
Our rules see a meaningful risk that this dividend is cut.
Price chart
Interactive chart by TradingView: exchange prices are delayed, crypto and currencies are live.
Key metrics
Valuation
- P/B
- 0.3
- P/S
- 0.3
- Market cap (EUR)
- €656.9M
Profitability and debt
- Return on equity
- −2.0%
Dividends
- Dividend yield
- 8.16%
- 5-year dividend growth (per year)
- 0.0%
- Years without a lower dividend
- 12
Returns and risk
- 1 day
- −6.9%
- 1 month
- −13.9%
- 1 year
- −28.3%
- Volatility, 1 yr
- 45.6%
- Max drawdown, 1 yr
- −42.9%
- Beta
- 1.00
Ratios from SEC filings and end-of-day prices; returns are price changes without dividends.
Similar companies
Same sector and region, closest in market value.
| GDOTGreen Dot Corp | 2/10 | 0.0% | 8.9% |
|---|---|---|---|
| PMTPennyMac Mortgage Investment REIT | 1/10 | 20.0% | −23.1% |
| RRBIRed River Bancshares | 8/10 | 0.9% | 60.2% |
| CNNECannae Holdings | 2/10 | 3.4% | 6.0% |
| WRLDWorld Acceptance Corp | 7/10 | 0.0% | 10.1% |
| VRTSVirtus Investment Partners | 3/10 | 6.9% | −8.2% |
| HIPOHippo Holdings Inc. | 1/10 | 0.0% | 6.5% |
| COFSChoiceOne Financial Services, Inc. | 5/10 | 3.1% | 31.8% |
News and filings
- Navient LLC: 8-K — Material agreement; acquisition or disposition completed; listing notice or transfer; change to security holders' rights; change in control; charter or bylaw amendment
A filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.SEC EDGAR · Filing · 2 Nov 2026
- Navient LLC: 8-K — Regulation FD disclosure; other events
A filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.SEC EDGAR · Filing · 21 Oct 2026
- Navient LLC: 8-K — Director or officer change; other events
A filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.SEC EDGAR · Filing · 25 Sep 2026
What the marks mean
- FactA filing (SEC EDGAR) or an exchange notice (Moscow Exchange): the issuer's or the exchange's own statement.
- Media reportA headline from a named media outlet. We link to it and do not check it.
- RumourUnconfirmed: the headline itself hedges (“reportedly”, “sources say”, “in talks”), names no publisher, or comes from a news aggregator or an automated republisher.
Source: Filings: U.S. SEC EDGAR. The tone is scored automatically from the headline and can be wrong.
Score changes in the last 12 months
Every published rating and change, logged when it was published (EU Market Abuse Regulation).
Show the log: 2 entries
| Date | Event | Balanced | Growth · Income | Warnings | Price at publication |
|---|---|---|---|---|---|
| Rating change | 1/10 | 1 · 1 | removed: Yield trap | Available with Invest Pro | |
| First rating | 1/10 | 1 · 1 | Serious warning. Yield at least twice the peer median while the payout is not covered or debt is high. More in the glossary → | Available with Invest Pro |
Ratings are rules-based descriptions, valid until the next scoring run (about 06:20 and 21:50 UTC) and the same for every visitor.
Withdraw from contract here · EU consumers: 14 days to withdraw from a purchase.